50613 ZIP Code — Cedar Falls, IA
Black Hawk County, Iowa
ZIP code 50613 is located in Cedar Falls, Iowa, within Black Hawk County. It covers approximately 127.58 square miles and serves a population of 43,732 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 319.
About ZIP code 50613
The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $250,000. Owner-occupancy sits near the national average at 65%.
The gap between median ($72,239) and mean household income suggests income inequality — a small number of higher earners pull the average up.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 16 minutes is near the national average.
Educational attainment is high — 48% of residents hold a bachelor's degree or higher, well above the national average of 33%.
43,732
population
127.58
sq mi land
Standard
ZIP type
Central (CT)
timezone
50613 ZIP code map
Cities in ZIP code 50613
Below are the cities the US Postal Service accepts for ZIP code 50613. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Cedar Falls | Acceptable |
| Cedar Falls | Preferred |
Nearby ZIP codes
50614 Cedar Falls (1.6 mi)
50624 Dike (8.6 mi)
50660 New Hartford (8.6 mi)
50647 Janesville (9.2 mi)
50702 Waterloo (9.8 mi)
50643 Hudson (10.4 mi)
50701 Waterloo (10.9 mi)
50707 Evansdale (11.5 mi)
50703 Waterloo (12.2 mi)
50622 Denver (13.3 mi)
50670 Shell Rock (13.4 mi)
50667 Raymond (14 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 43,732 |
| Population density | 343 / sq mi |
| State FIPS | 19 |
| County FIPS | 013 |
| Geography | |
|---|---|
| Land area | 127.58 sq mi |
| Water area | 1.51 sq mi |
| Latitude | 42.5170 |
| Longitude | -92.4912 |
| Timezone | Central (CT) |
| Area code | 319 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 38.4% | 45.5% | 40.1% |
| $50k – $100k | 29.0% | 31.6% | 33.4% |
| $100k – $200k | 24.8% | 18.4% | 21.5% |
| Over $200k | 7.8% | 4.5% | 5.0% |
Demographics & statistics
43,732
Population
343
People per sq mi
28.9
Median age
$72,239
Median household income
$39,513
Per capita income
$250,000
Median home value
$1,111
Median monthly rent
64.7%
Home ownership
15.9%
Poverty rate
3.0%
Unemployment
11,931
Housing units
48.1%
Bachelor's or higher
Age distribution
Male
Female
1,153
Under 5
1,279
1,090
5–9
1,209
995
10–14
1,103
1,816
15–19
2,014
4,216
20–24
4,675
2,464
25–34
2,732
2,137
35–44
2,369
1,719
45–54
1,905
839
55–59
930
1,004
60–64
1,113
1,777
65–74
1,970
1,101
75–84
1,221
427
85+
474
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 7,951 | 18.2% |
| 18 and over | 35,781 | 81.8% |
| 65 and over | 6,970 | 15.9% |
| Median age | 28.9 years | |
Race & ethnicity
White
91.5%
Asian
3.7%
Two or more races
2.2%
Black or African American
1.2%
Hispanic or Latino
0.9%
American Indian / Alaska Native
0.2%
Other race
0.1%
| Group | Count | % |
|---|---|---|
| White | 40,397 | 91.5% |
| Asian | 1,646 | 3.7% |
| Two or more races | 975 | 2.2% |
| Black or African American | 545 | 1.2% |
| Hispanic or Latino | 419 | 0.9% |
| American Indian / Alaska Native | 107 | 0.2% |
| Other race | 42 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 38.4% | 45.5% | 40.1% |
| $50k – $100k | 29.0% | 31.6% | 33.4% |
| $100k – $200k | 24.8% | 18.4% | 21.5% |
| Over $200k | 7.8% | 4.5% | 5.0% |
Under $10k
4.4%
$10k–$15k
4.6%
$15k–$25k
5.9%
$25k–$35k
8.7%
$35k–$50k
10.9%
$50k–$75k
16.7%
$75k–$100k
13.0%
$100k–$150k
17.6%
$150k–$200k
6.8%
$200k+
11.5%
| Range | % of households |
|---|---|
| Under $10k | 4.4% |
| $10k–$15k | 4.6% |
| $15k–$25k | 5.9% |
| $25k–$35k | 8.7% |
| $35k–$50k | 10.9% |
| $50k–$75k | 16.7% |
| $75k–$100k | 13.0% |
| $100k–$150k | 17.6% |
| $150k–$200k | 6.8% |
| $200k+ | 11.5% |
| Median income | $72,239 |
Housing
Home values
Under $50k
6.5%
$50k–$100k
2.7%
$100k–$150k
9.0%
$150k–$200k
16.6%
$200k–$300k
31.9%
$300k–$500k
27.2%
$500k–$1M
5.9%
$1M+
0.3%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $250,000 |
| Median rent / month | $1,111 |
| Owner occupied | 64.7% |
| Renter occupied | 35.3% |
| Vacant | 6.7% |
| Single-family detached | 62.5% |
| Large apartment buildings | 9.1% |
| Mobile homes | 3.9% |
| Median rooms | 6.0 |
| Avg household size (owned) | 2.51 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.5% |
| 2010–2019 | 11.8% |
| 2000–2009 | 9.9% |
| 1990–1999 | 14.5% |
| 1980–1989 | 5.9% |
| 1970–1979 | 15.9% |
| 1960–1969 | 11.6% |
| 1950–1959 | 13.0% |
| 1940–1949 | 2.3% |
| 1939 or earlier | 14.6% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.2% |
| 1 bedroom | 6.4% |
| 2 bedrooms | 27.8% |
| 3 bedrooms | 30.5% |
| 4 bedrooms | 24.8% |
| 5+ bedrooms | 8.2% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 5.2% |
| 1 vehicle | 27.5% |
| 2 vehicles | 37.5% |
| 3 or more | 29.9% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 61.5% |
| Electricity | 30.6% |
| Propane / LP gas | 6.0% |
| Fuel oil | 0.1% |
| Wood | 0.3% |
| No fuel used | 0.5% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 7,874 | 47.4% |
| Cohabiting couple | 1,078 | 6.5% |
| Male householder, no spouse | 3,315 | 20.0% |
| Female householder, no spouse | 4,331 | 26.1% |
| Households with children under 18 | 3,960 | 23.9% |
| Households with seniors (65+) | 4,715 | 28.4% |
| Average household size | 2.43 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 45.3% | 43.8% |
| Married | 47.5% | 41.1% |
| Separated | 0.6% | 0.7% |
| Widowed | 1.3% | 6.8% |
| Divorced | 5.2% | 7.6% |
Education
Less than 9th grade
0.9%
Some HS, no diploma
2.2%
HS graduate
19.5%
Some college, no degree
17.6%
Associate's degree
11.7%
Bachelor's degree
28.0%
Graduate / professional
20.1%
| Metric | % |
|---|---|
| HS diploma or higher | 97.0% |
| Bachelor's or higher | 48.1% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 780 | 4.9% |
| Kindergarten | 481 | 3.0% |
| Elementary school | 3,302 | 20.7% |
| High school | 1,456 | 9.1% |
| College / grad school | 9,908 | 62.2% |
Employment
Industry of employment
Education & healthcare
30.3%
Retail trade
14.9%
Arts, food & hospitality
13.9%
Manufacturing
11.3%
Professional & management
7.8%
Finance & real estate
5.1%
Construction
4.5%
Other services
3.7%
Transportation & utilities
2.6%
Public administration
2.6%
Wholesale trade
2.0%
Information
0.9%
Agriculture & mining
0.4%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 41.5% |
| Service | 22.0% |
| Sales & office | 20.0% |
| Natural resources & construction | 6.2% |
| Production & transportation | 10.3% |
Employment type
| Type | % |
|---|---|
| Private sector | 75.6% |
| Government | 19.4% |
| Self-employed | 4.9% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 77.1% |
| Carpool | 5.6% |
| Public transit | 0.1% |
| Walk | 6.5% |
| Work from home | 9.8% |
| Other means | 0.9% |
| Avg commute (minutes) | 15.6 |
Poverty
All people
15.9%
Under 18 years
7.7%
18 and over
17.9%
Married-couple families
0.6%
Female-led households
37.7%
Income support
| Source | % of households |
|---|---|
| Social Security | 29.9% |
| Retirement income | 24.9% |
| Supplemental Security | 3.1% |
| Cash public assistance | 0.8% |
| Food stamps / SNAP | 5.2% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 34.1% |
| High blood pressure | 26.0% |
| High cholesterol | 27.0% |
| Diabetes | 7.1% |
| Heart disease | 4.7% |
| Stroke | 2.2% |
| Asthma | 9.9% |
| Arthritis | 18.4% |
| Kidney disease | 2.3% |
| Pulmonary disease | 5.0% |
| Cancer | 5.4% |
| Behavior / access | % |
|---|---|
| Smoking | 13.6% |
| Binge drinking | 24.8% |
| No physical activity | 20.0% |
| Less than 7 hrs sleep | 30.4% |
| Depression | 19.6% |
| Fair or poor health | 10.3% |
| Poor mental health | 15.5% |
| Poor physical health | 7.9% |
| No health insurance | 8.2% |
| Visited doctor (checkup) | 75.4% |
| Visited dentist | 70.9% |
| Cholesterol screening | 82.4% |
| Teeth loss | 9.7% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,704 | 4.8% |
| Disability | % |
|---|---|
| Any disability | 10.2% |
| Under 18 | 3.5% |
| 18–64 years | 8.1% |
| 65 and over | 26.8% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 84.1% |
| Public insurance | 25.7% |
| No insurance | 3.0% |
| Uninsured under 19 | 1.5% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 41,300 | 94.4% |
| Spanish | 688 | 1.7% |
| Other Indo-European | 149 | 0.4% |
| Asian & Pacific Islander | 359 | 0.9% |
| Other languages | 147 | 0.4% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 41,640 | 95.2% |
| Born in same state | 41,340 | 94.5% |
| Born in different state | 32,333 | 73.9% |
| Foreign born | 300 | 0.7% |
| Naturalized citizen | 2,092 | 4.8% |
| Not a US citizen | 1,078 | 51.5% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 5,450 | 12.5% |
| French | 4,509 | 10.3% |
| Polish | 2,558 | 5.8% |
| Arab | 2,016 | 4.6% |
| English | 1,040 | 2.4% |
| Ancestry | Count | % |
|---|---|---|
| Dutch | 644 | 1.5% |
| German | 175 | 0.4% |
| Irish | 25 | 0.1% |
| Norwegian | 25 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 38.0% |
| Internet access | 96.1% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 50613
What city is ZIP code 50613 in?
ZIP code 50613 is primarily assigned to Cedar Falls, Iowa.
What county is ZIP code 50613 in?
ZIP code 50613 falls within Black Hawk County, Iowa.
What is the poverty rate in ZIP code 50613?
16% of residents in ZIP code 50613 live below the poverty line, above the national average.
How educated is the population of ZIP code 50613?
48% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
What is the population of ZIP code 50613?
ZIP code 50613 has an estimated population of 43,732 residents, with a density of 343 people per square mile.
What is the median household income in ZIP code 50613?
The median household income in ZIP code 50613 is $72,239, below the national median of ~$75,000.
What timezone is ZIP code 50613 in?
ZIP code 50613 observes the CST timezone.